Your bank balance ignores the rent due Tuesday. Safe-to-spend is what you can actually touch.
12,000+
banks supported
60 sec
to set up
100%
read-only access
$0
we can ever touch
Your bank shows what's sitting there. CashWise shows what's truly yours to spend.
Available balance
$2,986
Safe to spend
$1,186
The real number, after every bill and transfer you haven't made yet. Spend it without a second thought.
Budgets
Every category warns you early — before the damage, not after.
Recurring
Renewals and price hikes flagged ahead — cancel the ones you forgot.
How it works
Log in via Plaid and your accounts sync in about 60 seconds. 12,000+ institutions.
Your safe-to-spend number, spending by category, and upcoming charges — one screen.
Bill alerts, AI insights, and a real-time number that updates with every transaction.
12,000+ institutions via Plaid — the same connection Venmo and Robinhood use.
Every transaction sorted the moment it posts. No tagging required.
The subscription you forgot, the category trending up, the spike worth knowing.
Shared expenses sit beside your own — one real picture.
Learn more