GroupVault™

    Group money,
    minus the mess.

    Track shared costs, see who owes what, and settle up — all in one place.

    See how it works
    Settles throughVenmoCash AppZelle
    App mockup: a GroupVault named Spring Break with a beach cover photo, four members, seven hundred forty of one thousand dollars saved, and every member's balance settling to all square via Venmo, Cash App, or Zelle.

    12,000+

    banks supported

    60 sec

    to set up

    members per vault

    From first expense
    to all square.

    Track, invite, budget, settle — GroupVault handles the whole loop.

    App mockup: a new $840 beach house expense split evenly three ways at $280 each between You, Maya, and Jake.

    Track

    Every expense,
    one vault.

    Every expense is divided and tracked the second it hits the vault.

    • Live balancesWhat’s collected and what’s owed, instantly.
    • Flexible splitsEvenly, by percent, or custom amounts.
    • Paid or pendingKnow who’s settled and who you’re waiting on.
    App mockup: a GroupVault invite — one shareable link, with Maya, Jake, and Ava joining one after another.

    Invite

    One link.
    Whole group in.

    Share it anywhere — nobody needs an account to pay you back.

    • Join in one tapAnyone with the link or code can hop in.
    • No sign-up to payMembers settle from apps they already use.
    • More than moneyCollect RSVPs, sizes, and details too.
    App mockup: safe-to-spend of $951 with checking and savings accounts listed, and the Spring Break vault right beside them — the $52 you owe already counted in.

    Built in

    It lives inside
    your budget.

    Shared money sits right beside your own accounts — one real picture.

    • One clear pictureVault balances show next to checking and savings.
    • Smarter safe-to-spendWhat you owe is built into your real number.
    • Skip the second appNo Splitwise to reconcile against your bank.
    App mockup: settling up a vault — Ava already paid via Cash App, an automatic reminder goes to Jake and he pays through Venmo, Maya's request is pending.

    Settle

    Settle without
    the chasing.

    Auto-reminders handle the awkward part for you.

    • Automatic remindersCashWise nudges late payers so you don’t have to.
    • Pay how you already doVenmo, Cash App, or Zelle — their choice.
    • Any group sizeTwo roommates or a sixty-person club.

    Why groups pick
    GroupVault.

    Feature
    GroupVault
    Splitwise
    Venmo
    Spreadsheet
    Tracks who owes whom
    Custom & uneven splits
    Automatic reminders
    Settle via Venmo, Zelle & Cash App
    Collect RSVPs & details
    No member limits
    Lives in your budget

    Security

    Serious security,
    zero hassle.

    Bank-level encryption256-bit protection, in transit and at rest.
    Read-only accessWe connect via Plaid and never see your login.
    We never hold your moneyFunds move through Venmo, Zelle, or Cash App — never us.

    FAQ

    Questions, answered.

    More questions? See all FAQ →